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Оценка Устойчивости Банковского Сектора В Условиях Внедрения Цифровых И Финтех-Решений

Author

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  • Шахло Абдуллаева

Abstract

В статье рассматриваются основные подходы к оценке устойчивости коммерческихбанков. Методический подход к оценке устойчивости банков в условиях цифровизации сочетает анализтрадиционных финансовых коэффициентов (ликвидность, достаточность капитала) с оценкой уровняцифровой зрелости, киберустойчивости и влияния финтех-конкурентов. Ключевые метрики включаюттемпы роста цифровых каналов, стоимость риска (COR), долю ИТ-расходов и качество клиентскогоопыта.

Suggested Citation

  • Шахло Абдуллаева, 2026. "Оценка Устойчивости Банковского Сектора В Условиях Внедрения Цифровых И Финтех-Решений," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 4(6), June.
    • Handle: RePEc:teu:ged000:v:4:y:2026:i:6:id:10865
    DOI: 10.5281/zenodo.20628541
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