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Tijorat Banklarida Raqobat Muhitining Shakllanishi Va Rivojlanish Tendensiyalari Tahlili

Author

Listed:
  • Izatulla Turdiyev

Abstract

Mazkur maqolada tijorat banklarida raqobat muhitining shakllanishi va rivojlanish tendensiyalari tizimliyondashuv asosida tahlil qilingan. Tadqiqot natijalari bank sektorida davlat ulushining yuqori darajada сақlanib qolayotganiaktivlar va kredit resurslari konsentratsiyasining ortishiga sabab bo‘layotganini hamda bu holat raqobat muhitining to‘liqshakllanishini cheklayotganini ko‘rsatdi. Shu bilan birga, xususiy banklar tomonidan depozitlar jalb qilish va raqamlixizmatlarni rivojlantirish yo‘nalishida nisbatan yuqori faollik kuzatilayotgan bo‘lsa-da, ularning umumiy bozor ulushi yetarlidarajada emasligi asoslab berilgan.Maqolada tijorat banklarining asosiy moliyaviy ko‘rsatkichlari asosida statistik va qiyosiy tahlillar amalga oshirilib, banklaro‘rtasidagi raqobat darajasiga baho berilgan. Shuningdek, banklarning raqobatbardoshligini oshirishga qaratilgan adaptivmexanizm ishlab chiqilib, uning nazariy va amaliy jihatlari asoslangan. Tadqiqot natijalari bank sektorida sog‘lom raqobatmuhitini shakllantirish va uni rivojlantirish bo‘yicha ilmiy-amaliy xulosalar chiqarish imkonini beradi.

Suggested Citation

  • Izatulla Turdiyev, 2026. "Tijorat Banklarida Raqobat Muhitining Shakllanishi Va Rivojlanish Tendensiyalari Tahlili," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 4(5), May.
    • Handle: RePEc:teu:ged000:v:4:y:2026:i:5:id:10481
    DOI: 10.5281/zenodo.20236567
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