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Chakana Bank Xizmatlarini Rivojlantirish Omillari Va Raqamli Transformatsiya Jarayonlari

Author

Listed:
  • Nodirbek Xikmetov

Abstract

Mazkur tadqiqotda chakana bank xizmatlariga ta’sir ko‘rsatuvchi omillar kompleks tarzda tahlil qilinib,ular umumiqtisodiy va individual omillarga ajratilgan holda o‘rganilgan. Tadqiqotda zamonaviy sharoitda chakana bankxizmatlarining transformatsiyasi, xususan, raqamli texnologiyalar, FinTech integratsiyasi va platforma modeliga o‘tishjarayonlari tahlil qilingan. Raqamli transformatsiyaning bank xizmatlari sifati, mijozlar tajribasi va raqobatbardoshlikkata’siri ilmiy asosda yoritilgan.Shuningdek, sun’iy intellekt, katta ma’lumotlar, bulutli hisoblash va blokcheyn texnologiyalarining bank faoliyatidagi o‘rniochib berilgan. Bundan tashqari, maqolada masofaviy bank xizmatlari, jumladan, onlayn kreditlash va avtokredit ajratishmexanizmlarining amaliy jihatlari ko‘rib chiqilgan. “Chakanapay” mobil ilovasi misolida kreditlash jarayonining bosqichlari,avtomatlashtirilgan skoring tizimlari hamda mijozlarga qulay interfeysning ahamiyati asoslab berilgan. Shuningdek, bankva sanoat korxonalari o‘rtasidagi integratsiya orqali yagona raqamli ekotizim yaratish imkoniyatlari tahlil qilingan

Suggested Citation

  • Nodirbek Xikmetov, 2026. "Chakana Bank Xizmatlarini Rivojlantirish Omillari Va Raqamli Transformatsiya Jarayonlari," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 4(4), April.
    • Handle: RePEc:teu:ged000:v:4:y:2026:i:4:id:9983
    DOI: 10.5281/zenodo.19563082
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