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Raqamli Iqtisodiyot Sharoitida Tijorat Banklari To‘Lov Qobilyati Holati Tahlili

Author

Listed:
  • Zohida Adilova

Abstract

Mazkur maqolada raqamli iqtisodiyot sharoitida tijorat banklarining to‘lov qobiliyati holatini baholashmasalalari tadqiq etilgan. Tadqiqot davomida banklararo to‘lovlar hajmi, muomalaga chiqarilgan plastik kartalar soni, to‘lovterminallari, bankomat va infokiosklar tarmog‘ining rivojlanish dinamikasi asosida tijorat banklari to‘lov qobiliyatiga ta’siretuvchi omillar tahlil qilindi. Tahlil natijalari raqamli to‘lov infratuzilmasining kengayishi bank operatsiyalarining tezkorligi vasamaradorligini oshirish, naqdsiz hisob-kitoblar hajmini kengaytirish hamda to‘lov oqimlarining uzluksizligini ta’minlashdamuhim omil ekanini ko‘rsatdi. Shu bilan birga, raqamlashtirish jarayoni tijorat banklarining moliyaviy barqarorligi va to‘lovqobiliyatini ta’minlashga nisbatan yangi talablarni shakllantirishi asoslandi. Tadqiqot yakunida tijorat banklarining to‘lovqobiliyatini mustahkamlash raqamli infratuzilma samaradorligi, likvidlikni boshqarish sifati va to‘lov tizimlari barqarorliginikompleks rivojlantirish bilan uzviy bog‘liq ekanligi xulosa qilindi.

Suggested Citation

  • Zohida Adilova, 2026. "Raqamli Iqtisodiyot Sharoitida Tijorat Banklari To‘Lov Qobilyati Holati Tahlili," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 4(4), April.
    • Handle: RePEc:teu:ged000:v:4:y:2026:i:4:id:10074
    DOI: 10.5281/zenodo.19658691
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