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Mamlakat Banklari Tomonidan Aloqa Sohasini Moliyalashtirishdagi Mavjud Muammolar Va Ularni Bartaraf Etish Yo‘Llari

Author

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  • Aziza Mirzaraximova

Abstract

Mazkur ilmiy maqolada mamlakat banklari tomonidan aloqa sohasini moliyalashtirish jarayonidagimavjud muammolar, ularning iqtisodiy va institutsional omillari hamda ushbu muammolarni bartaraf etish yo‘llari tahlilqilinadi. Xususan, telekommunikatsiya infratuzilmasining yuqori kapitallik darajasi, uzoq muddatli investitsiya ehtiyoji,kredit risklarining yuqoriligi, garov ta’minoti bilan bog‘liq cheklovlar, innovatsion loyihalarni baholash mexanizmlariningyetarli darajada shakllanmaganligi kabi masalalar ko‘rib chiqiladi. Shuningdek, bank kredit siyosatining aloqa tarmog‘ixususiyatlariga to‘liq mos emasligi, uzoq muddatli resurs bazasining yetishmasligi va davlat tomonidan qo‘llab-quvvatlashmexanizmlarining cheklanganligi asosiy muammolar sifatida aniqlanadi. Tadqiqot doirasida xalqaro tajriba asosidaimtiyozli kreditlash, davlat-xususiy sheriklik mexanizmlarini kengaytirish, loyiha moliyalashtirish instrumentlarini joriyetish, risklarni sug‘urtalash va kafillik fondlarini rivojlantirish bo‘yicha takliflar ishlab chiqiladi. Natijada aloqa sohasinibarqaror va samarali moliyalashtirish uchun bank tizimi va real sektor o‘rtasidagi integratsiyani kuchaytirish, moliyaviyinnovatsiyalarni joriy etish hamda institutsional islohotlarni chuqurlashtirish zarurligi asoslab beriladi

Suggested Citation

  • Aziza Mirzaraximova, 2026. "Mamlakat Banklari Tomonidan Aloqa Sohasini Moliyalashtirishdagi Mavjud Muammolar Va Ularni Bartaraf Etish Yo‘Llari," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 4(2), February.
    • Handle: RePEc:teu:ged000:v:4:y:2026:i:2:id:9309
    DOI: 10.5281/zenodo.18729745
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