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Raqamli Sug‘Urta (Insurtech) Ekotizimini Shakllantirish Va O‘Zbekistonda Moliyaviy Xavfsizlikni Ta’Minlashning O‘Ziga Xos Jihatlari

Author

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  • Eldor Nozimov

Abstract

Ushbu maqola O‘zbekistonda raqamli sug‘urta (InsurTech) ekotizimini rivojlantirish va moliyaviy xavfsizliknita’minlashdagi rolini o‘rganishga bag‘ishlangan. Tadqiqot doirasida sug‘urta kompaniyalarining raqamli transformatsiyajarayonlari, Big Data va sun’iy intellekt texnologiyalari yordamida risklarni aniqlash hamda boshqarish imkoniyatlari tahlilqilindi. Shuningdek, blockchain va IoT texnologiyalarining sug‘urta operatsiyalarida samaradorlikni oshirishdagi ahamiyatiyoritib berildi. Tadqiqot natijalari raqamli sug‘urta ekotizimi sug‘urta xizmatlarining shaffofligi va tezkorligini ta’minlashbilan birga, O‘zbekistonda moliyaviy barqarorlik va xavfsizlikni mustahkamlashga xizmat qilishini ko‘rsatdi. MaqoladaInsurTechni rivojlantirish bo‘yicha strategik takliflar ishlab chiqilgan hamda mamlakat moliyaviy xizmatlar sohasinimodernizatsiya qilish siyosati bilan uyg‘unligi asoslab berilgan.

Suggested Citation

  • Eldor Nozimov, 2026. "Raqamli Sug‘Urta (Insurtech) Ekotizimini Shakllantirish Va O‘Zbekistonda Moliyaviy Xavfsizlikni Ta’Minlashning O‘Ziga Xos Jihatlari," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 4(2), February.
    • Handle: RePEc:teu:ged000:v:4:y:2026:i:2:id:9274
    DOI: 10.5281/zenodo.18700974
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