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Tijorat Banklari Kredit Portfeli Samaradorligini Oshirishda Diversifikatsiyalashning Metodologik Asoslari

Author

Listed:
  • Nozima Norova

Abstract

Ushbu maqolada mamlakatimiz bank tizimida kredit risklarini boshqarish metodologiyasining amaldagi holati,uni qo‘llash mexanizmlari hamda so‘nggi yillarda shakllanib borayotgan rivojlanish tendensiyalari tahlil qilinadi. Tadqiqotjarayonida tijorat banklarida kredit riskini aniqlash, baholash, monitoring qilish va minimallashtirishda foydalanilayotganusullar, xalqaro standartlar (Basel talablari) bilan uyg‘unlik darajasi o‘rganiladi. Shuningdek, kredit portfeli sifati, muammolikreditlar ulushi va risklarni boshqarishda raqamli texnologiyalarning o‘rni yoritib beriladi. Tadqiqot natijalari asosidabanklarda kredit risklarini boshqarish tizimini yanada takomillashtirish, zamonaviy risk-menejment yondashuvlarini joriyetish hamda moliyaviy barqarorlikni mustahkamlash bo‘yicha ilmiy-amaliy taklif va tavsiyalar ishlab chiqiladi.

Suggested Citation

  • Nozima Norova, 2026. "Tijorat Banklari Kredit Portfeli Samaradorligini Oshirishda Diversifikatsiyalashning Metodologik Asoslari," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 4(1), January.
    • Handle: RePEc:teu:ged000:v:4:y:2026:i:1:id:9041
    DOI: 10.5281/zenodo.18486326
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