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Tijorat Banklari Barqarorligini Ta’Minlashda Kapitalning Roli

Author

Listed:
  • Nurhayot Mirzaraximova

Abstract

Mazkur maqolada tijorat banklarining moliyaviy barqarorligini ta’minlashda bank kapitalining tutgan o‘rnihamda uning iqtisodiy mohiyati ilmiy jihatdan tadqiq etilgan. Tadqiqot jarayonida O‘zbekiston bank tizimi misolida 2021—2024-yillar davomida banklarning kapital yetarliligi (CAR), aktivlar rentabelligi (ROA) va moliyaviy barqarorlikni baholovchiZ-score ko‘rsatkichlari tahlil qilindi. Basel III xalqaro standartlarining joriy etilishi bank kapitalining sifati va barqarorlikkata’siri yoritib berildi. O‘tkazilgan empirik tahlillar natijasida bank kapitali hajmi hamda barqarorlik indeksi o‘rtasida ijobiykorrelyatsion bog‘liqlik mavjudligi aniqlandi. Xulosa qismida bank kapitalini riskka yo‘naltirilgan boshqarish mexanizmlarinitakomillashtirish bo‘yicha ilmiy-amaliy takliflar ishlab chiqildi.

Suggested Citation

  • Nurhayot Mirzaraximova, 2026. "Tijorat Banklari Barqarorligini Ta’Minlashda Kapitalning Roli," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 4(1), January.
  • Handle: RePEc:teu:ged000:v:4:y:2026:i:1:id:8908
    DOI: 10.5281/zenodo.18411442
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