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Iqtisodiy Xavfsizlikni Ta’Minlashda Milliy To‘Lov Tizimlarining Elektron Tijoratdagi Ahamiyati

Author

Listed:
  • Sayimbek Teshayev
  • Yayra Tashmuxamedova

Abstract

Ushbu maqolada O‘zbekiston elektron tijorat bozori va milliy to‘lov tizimlarining iqtisodiy xavfsizliknita’minlashdagi roli tahlil qilinadi. Tadqiqot 2020–2023-yillardagi elektron to‘lovlar hajmi, elektron hamyonlar soni va chakanasavdodagi ulush asosida amalga oshirilib, milliy to‘lov tizimlarining modernizatsiyasi, “Humo” va “Uzcard” integratsiyasihamda mobil to‘lov ilovalari elektron tijoratning barqaror o‘sishiga qanday hissa qo‘shganligi ko‘rsatildi. Shuningdek,tizim samaradorligini cheklovchi kiberxavfsizlik tahdidlari, xizmatlarning diversifikatsiyasi va xalqaro integratsiya darajasikabi muammolar ham muhokama qilindi. Tadqiqot natijalari milliy to‘lov tizimlarini rivojlantirish va elektron tijorat hajminikengaytirish bo‘yicha amaliy tavsiyalarni shakllantirishga imkon beradi.

Suggested Citation

  • Sayimbek Teshayev & Yayra Tashmuxamedova, 2025. "Iqtisodiy Xavfsizlikni Ta’Minlashda Milliy To‘Lov Tizimlarining Elektron Tijoratdagi Ahamiyati," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3, November.
    • Handle: RePEc:teu:ged000:v:3:y:2025:id:7975
    DOI: 10.5281/zenodo.17691431
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