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O‘Zbekiston Bank-Moliya Tizimida Kredit Risklarini Boshqarish Amaliyotini Takomillashtirish Va Uning Xususiy Sektor Rivojlanishiga Ta’Siri

Author

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  • Nozima Norova

Abstract

Maqolada tijorat banklarida kredit risklarini boshqarishning xorijiy tajribalari va ularni O‘zbekiston bankamaliyotiga tatbiq etish imkoniyatlari o‘rganilgan. Xususan, rivojlangan davlatlarda qo‘llanilayotgan kredit risklarinibaholash, diversifikatsiya, sug‘urta va kredit skoring tizimlari tahlil qilingan. Basel qo‘mitasi standartlari asosida risklarnikamaytirishning zamonaviy mexanizmlari o‘zbek banklari uchun amaliy ahamiyati bilan yoritilgan. Shuningdek, kreditportfelini raqamli monitoring qilish, prudensial me’yorlardan foydalanish va xalqaro tajribalarni milliy sharoitga moslashtirishbo‘yicha takliflar ishlab chiqilgan. Natijalar kredit risklarini samarali boshqarishga xizmat qiladi

Suggested Citation

  • Nozima Norova, 2025. "O‘Zbekiston Bank-Moliya Tizimida Kredit Risklarini Boshqarish Amaliyotini Takomillashtirish Va Uning Xususiy Sektor Rivojlanishiga Ta’Siri," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3, October.
  • Handle: RePEc:teu:ged000:v:3:y:2025:id:7779
    DOI: 10.5281/zenodo.17577094
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