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Yurtimizda Raqamli Iqtisodiyot Sharoitida Bank Va Moliyaviy Tizimlar Uchun Yangi Imkoniyatlar Tahlili Hamda Kelgusidagi Istiqbollari

Author

Listed:
  • Shaxzod G‘aniyev
  • Asilbek Alarov

Abstract

Ushbu maqolada O‘zbekiston Respublikasida raqamli iqtisodiyot sharoitida bank va moliyaviy tizimlarislohotlari, ularning samaradorligi va kelajakdagi rivojlanish istiqbollari tahlil qilinadi. Xususan, sun’iy intellekttexnologiyalarini moliya sanoatiga jadal joriy etish natijasida biznes landshaftining o‘zgarishi, o‘rnatilgan biznes jarayonlariva biznes vazifalarining qayta formatlanishi ilmiy asosda o‘rganiladi. Maqolaning asosiy maqsadi moliyaviy sektorda sun’iyintellekt texnologiyalaridan foydalanishning joriy amaliyotini tahlil qilish, ushbu texnologiyalar ta’sirida moliyaviy ekotizimdayuzaga keladigan o‘zgarishlarni aniqlash va baholashdan iborat. Bugungi kunda sun’iy intellekt moliyaviy sektorda,ayniqsa, investitsiyalarni boshqarish, kredit skoringi, normativ hujjatlarga muvofiqlikni tahlil qilish, bozorni o‘rganish vamijozlarni qo‘llab-quvvatlash kabi yo‘nalishlarda keng qo‘llanilmoqda. Shu bilan birga, ushbu texnologiyani joriy etishjarayonida yuzaga kelayotgan muammolar va xavflar, jumladan, o‘rta fintech kompaniyalarining qisqarish tendensiyasitahlil qilinadi. Maqolada shuningdek, O‘zbekiston bank-moliya tizimida sun’iy intellekt texnologiyalarini joriy etish holati,ularning milliy iqtisodiyotimizda tutgan o‘rni va afzalliklari keng yoritiladi. Davlat tomonidan amalga oshirilayotgan raqamlimoliyaviy islohotlar, bank tizimini innovatsion rivojlantirish yo‘nalishlari hamda kelajakdagi istiqbolli yo‘nalishlar asosidasun’iy intellektning o‘rni chuqur tahlil qilinadi

Suggested Citation

  • Shaxzod G‘aniyev & Asilbek Alarov, 2025. "Yurtimizda Raqamli Iqtisodiyot Sharoitida Bank Va Moliyaviy Tizimlar Uchun Yangi Imkoniyatlar Tahlili Hamda Kelgusidagi Istiqbollari," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3, April.
    • Handle: RePEc:teu:ged000:v:3:y:2025:id:6580
    DOI: 10.5281/zenodo.16744920
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