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Raqamli iqtisodiyot sharoitida aholining moliyaviy madaniyatini rivojlantirish muammolari va istiqbollari

Author

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  • Nargiza Abdurazakova

Abstract

Mazkur maqolada raqamli iqtisodiyot sharoitida aholining moliyaviy madaniyatini rivojlantirish masalalariva istiqbollari yoritiladi. Raqamli texnologiyalarning jadal sur’atlarda rivojlanishi moliyaviy xizmatlardan foydalanishningyangi shakllarini shakllantirmoqda, bu esa aholining moliyaviy savodxonlik darajasiga bevosita ta’sir ko‘rsatmoqda.Moliyaviy madaniyatni oshirish iqtisodiy barqarorlikni ta’minlash, investitsiya muhitini yaxshilash va aholining turmushsifatini ko‘tarishda muhim omil hisoblanadi. Maqolada mavjud muammolar, jumladan aholining moliyaviy bilimlari yetarliemasligi, raqamli moliyaviy xizmatlardan foydalanishda qiyinchiliklar, xavfsizlik va firibgarlik muammolari tahlil qilinadi.Shuningdek, moliyaviy madaniyatni rivojlantirishda ta’lim tizimi, raqamli platformalar va davlat dasturlarining o‘rni ko‘ribchiqiladi. Ilmiy tahlillar asosida aholining moliyaviy ongini oshirishning samarali mexanizmlari, innovatsion yondashuvlarva istiqboldagi rivojlanish yo‘nalishlari taklif etiladi

Suggested Citation

  • Nargiza Abdurazakova, 2025. "Raqamli iqtisodiyot sharoitida aholining moliyaviy madaniyatini rivojlantirish muammolari va istiqbollari," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3(9), September.
    • Handle: RePEc:teu:ged000:v:3:y:2025:i:9:id:6986
    DOI: 10.5281/zenodo.17194955
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