IDEAS home Printed from https://ideas.repec.org/a/teu/ged000/v3y2025i8id6730.html

Tijorat banklarida jismoniy shaxslarga ko‘rsatiladigan xizmatlar raqamli transformatsiyaning joriy holati tahlili

Author

Listed:
  • Alisher Qurbonov

Abstract

Maqolada tijorat banklarida jismoniy shaxslarga ko‘rsatiladigan xizmatlarning raqamli transformatsiyajarayoni va uning hozirgi holati tahlil qilinadi. Raqamli iqtisodiyot sharoitida bank xizmatlarining modernizatsiyasi naqd pulaylanmasini qisqartirish, yashirin iqtisodiyot ulushini kamaytirish, soliqlar va majburiy to‘lovlarni undirish samaradorliginioshirish, korrupsiyani bartaraf etish va moliyaviy shaffoflikni ta’minlashga xizmat qilmoqda. Fintech innovatsiyalari(blokcheyn, Big Data, sun’iy intellekt, mobil banking, internet-banking, SMS-banking va boshqalar) bank xizmatlarinitezkor, qulay va xavfsiz qilish bilan birga, mijozlarga yo‘naltirilgan moliyaviy xizmatlar sifatini oshirmoqda. Xalqaro tajriba,jumladan, neobanklarning rivojlanishi, startaplar bilan hamkorlik va yangi texnologiyalarning integratsiyasi O‘zbekistonbank sektorida ham keng imkoniyatlarni ochmoqda. SWOT tahlili esa fintech ishlanmalaridan foydalanish banklar uchunkuchli tomonlari bilan bir qatorda, mavjud zaifliklar va tashqi tahdidlarni ham ko‘rsatib, istiqbolli yo‘nalishlarni belgilashgayordam beradi. Natijada tijorat banklarida raqamli transformatsiya jarayoni ularning raqobatbardoshligini oshirish, xizmatlarsamaradorligini ta’minlash hamda xalqaro moliya bozorlariga integratsiyalashuvni jadallashtirishga xizmat qilmoqda.

Suggested Citation

  • Alisher Qurbonov, 2025. "Tijorat banklarida jismoniy shaxslarga ko‘rsatiladigan xizmatlar raqamli transformatsiyaning joriy holati tahlili," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3(8), August.
    • Handle: RePEc:teu:ged000:v:3:y:2025:i:8:id:6730
    DOI: 10.5281/zenodo.16927878
    as

    Download full text from publisher

    File URL: https://yashil-iqtisodiyot-taraqqiyot.uz/journal/index.php/GED/article/view/6730
    File Function: Abstract page
    Download Restriction: no
    File URL: https://yashil-iqtisodiyot-taraqqiyot.uz/journal/index.php/GED/article/download/6730/4982
    File Function: Full text
    Download Restriction: no
    File URL: https://libkey.io/10.5281/zenodo.16927878?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Keywords

    ;
    ;
    ;
    ;
    ;
    ;
    ;
    ;
    ;
    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:teu:ged000:v:3:y:2025:i:8:id:6730. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Xayrulla (email available below). General contact details of provider: https://yashil-iqtisodiyot-taraqqiyot.uz/journal/index.php/GED .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.