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Bank xizmatlarida innovatsion texnologiyalarni kengaytirish yo‘nalishlari

Author

Listed:
  • Shohista Almosova

Abstract

Maqolada bank xizmatlarida innovatsion texnologiyalarni kengaytirish yo‘nalishlari tahlil qilinib, ularningzamonaviy moliya tizimidagi o‘rni va ahamiyati yoritilgan. Raqamli iqtisodiyot rivojlanishi, mijozlar talabining o‘zgarishi,FinTech raqobati va regulyativ muhitning moslashuvi kabi omillar bank tizimida raqamli transformatsiya jarayoninijadallashtirayotgani ko‘rsatib o‘tilgan. Mobil va internet-banking, sun’iy intellekt va Big Data, blokcheyn texnologiyalari,biometrik autentifikatsiya hamda ochiq bank tizimlari kabi asosiy innovatsion yo‘nalishlar tahlil qilingan. Shuningdek,banklarda innovatsiyalarni keng joriy etish strategiyalari, kiberxavfsizlikni mustahkamlash choralari, kadrlar salohiyatinioshirish hamda FinTech ekotizimini rivojlantirish yo‘llari keltirilgan. Xalqaro tajriba asosida O‘zbekiston sharoitidainnovatsion texnologiyalarni joriy etish bo‘yicha tavsiyalar ishlab chiqilgan. Tadqiqot natijalari bank sektorida xizmatlarsifatini oshirish, operatsion xarajatlarni kamaytirish va mijozlarga qulaylik yaratishda innovatsion yondashuvlarningmuhim ahamiyatga ega ekanligini ko‘rsatadi

Suggested Citation

  • Shohista Almosova, 2025. "Bank xizmatlarida innovatsion texnologiyalarni kengaytirish yo‘nalishlari," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3(8), August.
    • Handle: RePEc:teu:ged000:v:3:y:2025:i:8:id:6663
    DOI: 10.5281/zenodo.16879753
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