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O‘zbekiston sug‘urta bozorida hayot sug‘urtasi xizmatlarining rivojlanish tendensiyalari va istiqbollari

Author

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  • Zakir Bazarov

Abstract

Mazkur maqolada O‘zbekiston sug‘urta bozorida hayot sug‘urtasi xizmatlarining rivojlanish tendensiyalari,istiqbollari va sohadagi mavjud muammolar chuqur tahlil qilinadi. Hayot sug‘urtasi xizmatlari aholining moliyaviy xavfsizliginita’minlash, uzoq muddatli jamg‘arma shakllantirish va ijtimoiy himoyani kuchaytirishda muhim rol o‘ynaydi. Bozorningjadal rivojlanishiga innovatsion mahsulotlar, raqamli texnologiyalar, xalqaro tajriba va bank-sug‘urta integratsiyasi ijobiyta’sir ko‘rsatmoqda. Shu bilan birga, sug‘urta madaniyatining pastligi, tarif siyosatining yetarli darajada shakllanmagani,aholining ishonchsizligi va yuqori narxlar kabi omillar bozorning kengayishini cheklab qo‘ymoqda. Tadqiqotda shuningdek,hayot sug‘urtasining kelajakdagi istiqbollari, jumladan pensiya, mikro va ekologik sug‘urta xizmatlari yo‘nalishlaridarivojlanish zaruriyati asoslab berilgan. Tarif siyosatining ilmiy asoslanganligi va yagona metodologik yondashuvnishakllantirish ushbu yo‘nalishdagi dolzarb masalalardan biri sifatida ko‘rsatib o‘tilgan

Suggested Citation

  • Zakir Bazarov, 2025. "O‘zbekiston sug‘urta bozorida hayot sug‘urtasi xizmatlarining rivojlanish tendensiyalari va istiqbollari," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3(8), August.
    • Handle: RePEc:teu:ged000:v:3:y:2025:i:8:id:6637
    DOI: 10.5281/zenodo.16787871
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