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Moliyaviy matematika vositalarining O‘zbekiston kredit tizimidagi qo‘llanilishi

Author

Listed:
  • Nigora Shamsiyeva

Abstract

Ushbu maqolada moliyaviy matematika vositalarining O‘zbekiston kredit tizimidagi o‘rni va qo‘llanilishimkoniyatlari tahlil qilingan. Avvalo, mazkur mavzu bo‘yicha ilgari olib borilgan xalqaro va mahalliy ilmiy tadqiqotlar tahlilqilinib, kredit risklarini baholash, foiz stavkalarini hisoblash, naqd pul oqimlarini tahlil qilish kabi yo‘nalishlarda matematikmodellar va usullar muhim ahamiyatga ega ekani aniqlangan. Shuningdek, tijorat banklarining kredit siyosatini samaraliyuritishda regressiya tahlili, skoring modellari va ehtimollik nazariyasiga asoslangan yondashuvlarning o‘rni ochib berilgan.Munozara bo‘limida esa O‘zbekistonda ushbu vositalarning amaliy qo‘llanilishi, mavjud kamchiliklar hamda istiqboldagirivojlanish yo‘nalishlari chuqur yoritilgan. Ayniqsa, raqamli texnologiyalar va sun’iy intellekt imkoniyatlarini moliyaviymatematik modellar bilan uyg‘unlashtirish orqali kredit tizimining aniqligi va samaradorligini oshirishga oid takliflar ilgarisurilgan.

Suggested Citation

  • Nigora Shamsiyeva, 2025. "Moliyaviy matematika vositalarining O‘zbekiston kredit tizimidagi qo‘llanilishi," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3(6), June.
  • Handle: RePEc:teu:ged000:v:3:y:2025:i:6:id:5941
    DOI: 10.5281/zenodo.15720651
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