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Raqamli moliyaviy texnologiyalarni korxona darajasida joriy etish orqali moliyaviy barqarorlikka erishish strategiyasi

Author

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  • Nozimbek Soibov

Abstract

Ushbu maqolada raqamli moliyaviy texnologiyalarni (FinTech) korxona darajasida joriy etish orqalimoliyaviy barqarorlikka erishish masalasi keng yoritilgan. Raqamli transformatsiya jarayonida moliyaviy boshqaruvniavtomatlashtirish, real vaqt rejimida moliyaviy oqimlarni monitoring qilish, sun’iy intellekt va katta ma’lumotlar (Big Data)asosida moliyaviy tahlilni amalga oshirish kabi ilg‘or yondashuvlar korxonaning moliyaviy qarorlarini yanada sifatli vatezkor qabul qilishga xizmat qiladi.Maqolada moliyaviy barqarorlik tushunchasi zamonaviy iqtisodiy sharoitlarda qayta ko‘rib chiqilib, uni ta’minlashda raqamlitexnologiyalarning afzalliklari asoslangan holda ko‘rsatilgan. Jumladan, elektron to‘lov tizimlari, blokcheyn texnologiyasi,ERP (Enterprise Resource Planning) va CRM (Customer Relationship Management) tizimlarining moliyaviy xavflarnikamaytirish va shaffoflikni ta’minlashdagi roli amaliy misollar orqali ochib berilgan.Tadqiqot yakunida esa, raqamli moliyaviy texnologiyalarni korxonaga integratsiya qilish orqali nafaqat ichki boshqaruvtizimi soddalashtirilishi, balki investorlar, kreditorlar va boshqa tashqi manfaatdor tomonlar bilan munosabatlarsamaradorligi ortishi ham ta’kidlangan. Maqolada ilgari surilgan ilmiy asoslangan taklif va tavsiyalar korxonalar uchunmoliyaviy barqarorlikni mustahkamlashda muhim nazariy va amaliy asos bo‘lib xizmat qilishi mumkin.

Suggested Citation

  • Nozimbek Soibov, 2025. "Raqamli moliyaviy texnologiyalarni korxona darajasida joriy etish orqali moliyaviy barqarorlikka erishish strategiyasi," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3(5), May.
    • Handle: RePEc:teu:ged000:v:3:y:2025:i:5:id:5679
    DOI: 10.5281/zenodo.15624399
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