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Sun’Iy Intellekt Texnologiyalarining Moliyaviy Risk Boshqaruvidagi Xalqaro Va Milliy Amaliyoti

Author

Listed:
  • Otabek Abdiyev

Abstract

Mazkur maqolada sun'iy intellekt texnologiyalarining moliyaviy risklarni boshqarish jarayonidagi o‘rni vaahamiyati xalqaro hamda milliy amaliyot misolida ilmiy jihatdan tahlil qilinadi. Tadqiqotda moliyaviy instrumentlar riskinibaholashda qo‘llanilayotgan sun'iy intellekt modellarining amaliy samaradorligi, jumladan, mashinaviy o‘rganish, neyrontarmoqlar va prognozlash algoritmlarining risklarni aniqlashdagi ustunliklari ochib beriladi. Shuningdek, AQSh, YevropaIttifoqi va Osiyo mamlakatlarida yetakchi moliya institutlari tomonidan sun'iy intellekt asosida risklarni boshqarish tajribalaritizimli ravishda ko‘rib chiqiladi. Maqolaning amaliy qismida O‘zbekiston bank tizimi misolida, xususan, Ipoteka bank faoliyatiasosida sun'iy intellekt texnologiyalarini joriy etish orqali kredit va moliyaviy risklarni kamaytirish imkoniyatlari, ularningiqtisodiy samaradorligi va natijadorligi tahlil qilinadi. Tadqiqot natijalari sun'iy intellekt texnologiyalaridan foydalanishmoliyaviy barqarorlikni ta'minlash, risklarni oldindan aniqlash va boshqaruv qarorlarining sifatini oshirishda muhim omilekanini ko‘rsatadi.

Suggested Citation

  • Otabek Abdiyev, 2025. "Sun’Iy Intellekt Texnologiyalarining Moliyaviy Risk Boshqaruvidagi Xalqaro Va Milliy Amaliyoti," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3(12), December.
    • Handle: RePEc:teu:ged000:v:3:y:2025:i:12:id:8530
    DOI: 10.5281/zenodo.18087639
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