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Transformatsiyalash Jarayonida Tijorat Banklari Kreditlari Amaliyoti Bilan Bogʻliq Muammolar Va Ularni Kamaytirish Yoʻllari

Author

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  • Nodir Jabbarov

Abstract

Ushbu maqolada O‘zbekiston bank tizimini modernizatsiya qilish sharoitida tijorat banklari kredit amaliyotidauchrayotgan asosiy muammolar – kredit risklarining oshishi, garov siyosatining yetarli darajada takomillashmaganligi,kredit monitoringi sustligi va muammoli kreditlar (NPL) ulushining ko‘payishi tahlil qilinadi. Tadqiqot kredit portfeli sifatigasalbiy ta’sir ko‘rsatuvchi omillarni aniqlab, ularni kamaytirishga qaratilgan yechimlarni, jumladan, kredit skoringinimustahkamlash, axborot almashinuvi tizimini rivojlantirish, muammoli kreditlarni qayta ko‘rib chiqish va kredit siyosatinixalqaro talablarga moslashtirish kabi takliflarni ishlab chiqadi. Natijalar tijorat banklari kredit amaliyotini takomillashtirishva kredit risklarini boshqarishni mustahkamlashga xizmat qiladi.

Suggested Citation

  • Nodir Jabbarov, 2025. "Transformatsiyalash Jarayonida Tijorat Banklari Kreditlari Amaliyoti Bilan Bogʻliq Muammolar Va Ularni Kamaytirish Yoʻllari," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3(12), December.
    • Handle: RePEc:teu:ged000:v:3:y:2025:i:12:id:8409
    DOI: 10.5281/zenodo.18048117
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