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Islomiy Moliya Va Raqamli Bank Ekotizimlarining Integratsiyasining O‘Zbekistondagi Istiqbollari

Author

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  • Abbos Galatov

Abstract

Ushbu maqolada O‘zbekiston sharoitida islomiy moliya va raqamli bank ekotizimlarining integratsiya jarayonichuqur ilmiy tahlil qilinadi. Mavzuning dolzarbligi so‘nggi yillarda mamlakatda raqamli transformatsiya jarayonlariningjadallashuvi, moliyaviy texnologiyalar bozori ishtirokchilari sonining ortishi, ga mos moliyaviy xizmatlarga bo‘lganehtiyojning kuchayishi hamda davlat tomonidan innovatsion moliyaviy infratuzilmalarni rivojlantirishga qaratilgan siyosiyqo‘llab-quvvatlash bilan izohlanadi.Tadqiqot jarayonida islomiy moliyaning asosiy nazariy tamoyillari hamda raqamli bank ekotizimining tarkibiy komponentlario‘zaro solishtiriladi, integratsiya jarayonining makroiqtisodiy va mikroiqtisodiy afzalliklari yoritib beriladi.Shuningdek, maqolada 2025–yil 27–noyabrda qabul qilingan PQ–359–son Prezident qarorining O‘zbekistonda raqamlimoliya infratuzilmasini shakllantirishdagi o‘rni tahlil qilinadi hamda ushbu hujjatning islomiy moliya rivoji uchun bilvositayaratayotgan imkoniyatlari — tokenlashtirilgan aktivlar, ochiq banking, moliyaviy texnologiyalarni venchur qo‘llabquvvatlash,raqamli valyutalar bo‘yicha tajriba-sinovlar kabi yo‘nalishlar kesimida baholanadi.Tadqiqot natijalari O‘zbekistonda islomiy moliyaning raqamli bank ekotizimi bilan uyg‘un rivojlanishi moliyaviy inklyuzivliknikengaytirishi, investitsion jozibadorlikni oshirishi, moliya bozorida barqarorlik va shaffoflikni mustahkamlashga xizmatqilishini ko‘rsatadi.Maqola yakunida O‘zbekistonda islomiy moliya va raqamli bank ekotizimlari integratsiyasini jadallashtirish bo‘yicha aniqilmiy-amaliy takliflar ishlab chiqilgan hamda 2025–2030–yillar uchun ushbu yo‘nalishning rivojlanish istiqbollari belgilabberilgan.

Suggested Citation

  • Abbos Galatov, 2025. "Islomiy Moliya Va Raqamli Bank Ekotizimlarining Integratsiyasining O‘Zbekistondagi Istiqbollari," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3(12), December.
    • Handle: RePEc:teu:ged000:v:3:y:2025:i:12:id:8406
    DOI: 10.5281/zenodo.18048075
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