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Fintech-Startaplar Va Tijorat Banklari Hamkorligi: Sinergetik Integratsiya Va Innovatsion Ekotizim Shakllanishi

Author

Listed:
  • Temurbek Normo‘minov

Abstract

Maqolada onlayn-kreditlash platformalarining rivojlanishi va ularning an’anaviy bank tizimiga ko‘rsatayotganraqobat ta’siri tahlil qilingan. Xalqaro va mahalliy statistik ma’lumotlar asosida raqamli kreditlash bozorining o‘sishtendensiyalari, banklar faoliyatidagi texnologik o‘zgarishlar, jarayonlarning avtomatlashtirilishi va kreditga kirishimkoniyatlarining kengayishi ilmiy jihatdan yoritilgan. Tadqiqot natijalari onlayn-kreditlashning bank xizmatlari tezligi,operatsion samaradorlik va mijozlar uchun qo‘shimcha qiymat yaratishdagi o‘rni yuqori ekanini ko‘rsatadi. Shu bilanbirga, raqamli kreditlash bozorida xavfsizlik, identifikatsiya va normativ-huquqiy muvofiqlik bilan bog‘liq chaqiriqlar hammavjudligi aniqlangan

Suggested Citation

  • Temurbek Normo‘minov, 2025. "Fintech-Startaplar Va Tijorat Banklari Hamkorligi: Sinergetik Integratsiya Va Innovatsion Ekotizim Shakllanishi," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3(11), November.
    • Handle: RePEc:teu:ged000:v:3:y:2025:i:11:id:7945
    DOI: 10.5281/zenodo.17657241
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