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Fintech Texnologiyalari Va Ularning Korxona Likvidligiga Ta’Siri

Author

Listed:
  • Xondamir Karimov

Abstract

Ushbu maqolada Fintech texnologiyalarining korxonalarda likvidlikni boshqarish samaradorligiga ta’siri tahlilqilinadi. Tadqiqotda raqamli to‘lov tizimlari, blokcheyn, sun’iy intellekt va onlayn kreditlash platformalari orqali korxonalarningpul oqimlarini tezkor boshqarish imkoniyatlari o‘rganilgan. Fintech vositalari yordamida likvidlikning asosiy ko‘rsatkichlari,joriy likvidlik, tezkor likvidlik va pul oqimi aylanishi, real vaqt rejimida monitoring qilinadi va bashorat modellar orqalitahlil etiladi. O‘zbekiston korxonalarida Fintech yechimlarini joriy etish natijasida to‘lov kechikishlari kamaygani, kreditgakirish imkoniyatlari kengaygani va operatsion xarajatlar qisqargani aniqlangan. Tadqiqot natijalari Fintech texnologiyalarimoliyaviy barqarorlikni mustahkamlashda, kapital aylanishini tezlashtirishda va moliyaviy boshqaruvni raqamlashtirishdamuhim o‘rin tutishini ko‘rsatadi.

Suggested Citation

  • Xondamir Karimov, 2025. "Fintech Texnologiyalari Va Ularning Korxona Likvidligiga Ta’Siri," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3(10), October.
    • Handle: RePEc:teu:ged000:v:3:y:2025:i:10:id:7351
    DOI: 10.5281/zenodo.17426881
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