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Jismoniy Shaxslar Tomonidan Kreditlardan Foydalanishning Nazariy Asoslari

Author

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  • Kumush Turdiboyeva

Abstract

Mazkur maqolada kredit va kredit munosabatlarining ijtimoiy-iqtisodiy mohiyati, ularning vujudga kelishi varivojlanishi jarayonlari atroflicha tahlil etilgan. Kredit munosabatlari bozor iqtisodiyoti sharoitida tovar-pul munosabatlaridankeyingi muhim moliyaviy munosabatlar shakli sifatida talqin qilinadi. Uning shakllanishi iqtisodiy manfaatdorlik, vaqtinchalikbo‘sh mablag‘lar mavjudligi va ishlab chiqarish siklining davriyligi bilan bog‘liq. Matnda kreditning iqtisodiy kategoriyasifatida o‘rni, uning asosiy tamoyillari - qaytarishlik, to‘lovlilik, muddatlilik, ta’minlanganlik va maqsadlilik batafsil yoritilgan.Shuningdek, turli iqtisodchi olimlar tomonidan berilgan kredit ta’riflari taqqoslab ko‘rsatilgan va umumlashtirilgan holdamualliflik ta’rifi keltirilgan. Kredit munosabatlarining subyektiv va obyektiv mohiyatiga alohida e’tibor qaratilib, “kreditor”va “kredit oluvchi” o‘rtasidagi iqtisodiy manfaatlar va ularning o‘zaro munosabatlari chuqur tahlil etilgan. Kredit va qarztushunchalari o‘rtasidagi farqlar ham yoritilgan

Suggested Citation

  • Kumush Turdiboyeva, 2025. "Jismoniy Shaxslar Tomonidan Kreditlardan Foydalanishning Nazariy Asoslari," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3(10), October.
    • Handle: RePEc:teu:ged000:v:3:y:2025:i:10:id:7258
    DOI: 10.5281/zenodo.17389039
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