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“O‘Zbekistonda Kichik Va O‘Rta Bizneslar Uchun Sun’Iy Intellekt Asosida Moliyaviy Ko‘Rsatkichlarni Tahlil Qilish Va Raqamli Yechimlar Tizimini Takomillashtirish”

Author

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  • Mardayev Azamatjon

Abstract

Ushbu maqolada O‘zbekistonda kichik va o‘rta biznes (KOB) subyektlari uchun sun’iy intellekt (SI)texnologiyalarini moliyaviy ko‘rsatkichlarni tahlil qilish va raqamli yechimlar tizimini takomillashtirish jarayonigaintegratsiya qilish masalalari ilmiy asosda yoritilgan. Tadqiqotning maqsadi — SI asosidagi analitik vositalar yordamidaKOBlarning moliyaviy barqarorligini oshirish, qaror qabul qilishni avtomatlashtirish va iqtisodiy samaradorlikni kuchaytirishimkoniyatlarini aniqlashdir. Metodologiya sifatida iqtisodiy tahlil, raqamli modellashtirish, mashinaviy o‘rganish algoritmlariniqo‘llash hamda empirik ma’lumotlar asosida prognozlash usullaridan foydalanilgan. Natijalar shuni ko‘rsatadiki, SIasosidagi tizimlar moliyaviy oqimlarni aniqlash, risklarni baholash, kredit reytinglarini shakllantirish va real vaqt rejimidaqarorlarni optimallashtirishda yuqori samaradorlik beradi. Muhokama qismida raqamli transformatsiya sharoitida KOBsektorida axborot infratuzilmasini modernizatsiya qilish, ma’lumotlar xavfsizligini ta’minlash va kadrlar malakasini oshirishzaruriyati tahlil qilingan. Xulosa sifatida, sun’iy intellektga asoslangan moliyaviy tahlil tizimi O‘zbekiston KOB sektoriningraqobatbardoshligini oshirish va raqamli iqtisodiyotga integratsiyalashuvini jadallashtirishda muhim omil sifatidabaholangan.

Suggested Citation

  • Mardayev Azamatjon, 2025. "“O‘Zbekistonda Kichik Va O‘Rta Bizneslar Uchun Sun’Iy Intellekt Asosida Moliyaviy Ko‘Rsatkichlarni Tahlil Qilish Va Raqamli Yechimlar Tizimini Takomillashtirish”," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 3(10), October.
    • Handle: RePEc:teu:ged000:v:3:y:2025:i:10:id:7250
    DOI: 10.5281/zenodo.17388982
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