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Iqtisodiyotda kambag‘allik darajasini qisqartirishda moliya bozori instrumentlaridan foydalanish imkoniyatlari

Author

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  • Shaxnoza Qobilova

Abstract

Bugungi kunda iqtisodiyotda kambag‘allikka qarshi kurashishda biznesni moliyalashtirishning ko‘plab usullarimavjud. Ular orasida eng zamonaviy va keng tarqalgan model kraudfanding hisoblanadi. Ushbu model biznesni boshlashuchun mablag‘ yetarli bo‘lmaganlar uchun juda samarali usul bo‘lib, kraudfanding - internet orqali investorlardan mablag‘yig‘ish, innovatsion g‘oyani moliyalashtirishning zamonaviy mexanizmi sanaladi. Mazkur maqola “Kraudfanding” konsepsiyasi,uni O‘zbekistonda rivojlantirish orqali kambag‘allikni qisqartirish istiqbollarini o‘rganishga qaratilgan. Jamoaviysa’y-harakatlar orqali kapitalni jalb qilish usuli sifatida kraudfanding ko‘p odamlarning kichik xayriyalari yoki investitsiyakiritishi bilan loyiha yoki korxonani moliyalashtirishga qaratilgan. Shunday qilib, bunday hodisa muqobil moliyaviy mahsulotlarnirivojlantirish uchun keng yo‘l ochadi. Xususan, mamlakatimizda 417,1 mingdan ortiq mikrofirma va kichik biznesfaoliyati bilan shug‘ullanayotgan aholi va ularning YAIMda qariyb 56 foiz ulushga ega. Kichik tadbirkorlar soni har 1000nafar doimiy aholiga 14 taga to‘g‘ri kelgan. O‘zbekistonda kraudfanding modelining rivojlanishi investorlar va tadbirkorlargahar ikki tomonlama katta foyda keltirishi, tadbirkorlik esa, o‘z navbatida, milliy iqtisodiyotning rivojlanishiga, kambag‘allik darajasini qisqartishga hissa qo‘shishi kutilmoqda.

Suggested Citation

  • Shaxnoza Qobilova, 2024. "Iqtisodiyotda kambag‘allik darajasini qisqartirishda moliya bozori instrumentlaridan foydalanish imkoniyatlari," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 2(4), April.
    • Handle: RePEc:teu:ged000:v:2:y:2024:i:4:id:1706
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