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Banklar reytingini aniqlash va barqarorligini ta’minlashning ustuvor yo‘nalishlari

Author

Listed:
  • Omon Maxmudov

Abstract

Tijorat banklari butun dunyoda “iqtisodiyotning qon aylanish tizimi” hisoblanadi. Banklar orqali mamlakatdaiqtisodiy masalalar, xususan, pul-kredit va valyuta munosabatlari, mijozlar o‘rtasidagi hisob-kitob amaliyotlari hamdaboshqa turli operatsiyalar amalga oshiriladi. Bunday sharoitlarda tijorat banklari faoliyati barqaror, har qanday iqtisodiyrisklarga bardosh berishi esa muhim ahamiyat kasb etadi.Banklar moliyaviy barqarorligi, ishonchliligi ko‘p hollarda davlatlar, Markaziy banklar va mijozlar uchun nihoyatda dolzarbmasalalardan biri hisoblanadi. Banklar barqarorligini aniqlash vositalaridan biri – bu ularni reytingini shakllantirish bo‘lib,reytinglar investorlar, omonatchilar va tartibga soluvchilar uchun muhim vosita sifatida, banklar faoliyatini xolis baholashimkonini beradi. Reytinglarni aniqlash bankning moliyaviy barqarorligi va tavakkalchiliklarga bardosh bera olish qobiliyatinibaholovchi murakkab va ko‘p qirrali jarayonlarni o‘z ichiga oladi. Maqolada banklar faoliyati ko‘rsatkichlari va ularningbanklar reytingiga ta’siri tahlil qilingan.

Suggested Citation

  • Omon Maxmudov, 2024. "Banklar reytingini aniqlash va barqarorligini ta’minlashning ustuvor yo‘nalishlari," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 2(4), April.
    • Handle: RePEc:teu:ged000:v:2:y:2024:i:4:id:1614
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