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O‘zbekiston chakana bank xizmatlari rivojlanishi va tijorat banklarining samaradorligiga ta’siri

Author

Listed:
  • Yulduz Tursunоvа

Abstract

Ushbu maqolada chakana bank xizmatlarining tijorat banklari faoliyatiga ta’sirio‘rganilgan. Tadqiqotlar shuni ko‘rsatadiki, chakana xizmatlar raqamli texnologiyalar bilanuyg‘unlashib, moliyaviy inklyuzivlikni oshiradi va banklarning iqtisodiy samaradorliginikuchaytiradi. O‘zbekiston misolida chakana bank xizmatlarining jismoniy shaxslar va kichikkorxonalargakredit berish, mobil banking va onlayn to‘lov tizimlari orqali mijozlar bazasinikengaytirishda muhim rol o‘ynayotgani tahlil qilingan. Shuningdek, raqamli bank xizmatlarimijozlarga tezkor xizmat ko‘rsatish, xarajatlarni kamaytirish va banklarning daromadlarinioshirishda ahamiyatli omil bo‘lib xizmat qilmoqda. Ushbu maqolada nazariy tahlillar asosidachakana bank xizmatlarining xalqaro va milliy miqyosdagi iqtisodiy va ijtimoiy ahamiyatiyoritib berilgan.

Suggested Citation

  • Yulduz Tursunоvа, 2024. "O‘zbekiston chakana bank xizmatlari rivojlanishi va tijorat banklarining samaradorligiga ta’siri," GREEN ECONOMY AND DEVELOPMENT, "Ma'rifat-Print-Media" LLC, Tashkent State University of Economics, vol. 2(10), October.
    • Handle: RePEc:teu:ged000:v:2:y:2024:i:10:id:3138
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