IDEAS home Printed from https://ideas.repec.org/a/taf/oaefxx/v11y2023i1p2160126.html
   My bibliography  Save this article

Religion, caste and access to credit by SMEs: Is there a link?

Author

Listed:
  • Saibal Ghosh

Abstract

Using unit-level data on the entire population of registered manufacturing SMEs in 2007 for India, we explore the impact of religiosity on their access to finance. The findings indicate that certain categories of religion, such as Hindus and Sikhs, are less likely to have access to institutional credit, after accounting for other relevant factors. The disaggregated analysis suggests that these results differ across key characteristics such as SME ownership and gender and caste. In addition, the results also show SMEs for the aforesaid religious categories are less likely to use institutional credit. Therefore, our findings underscore the role and relevance of religion in influencing SMEs access to credit for a large emerging economy whose religious demography differs significantly from Western democracies.

Suggested Citation

  • Saibal Ghosh, 2023. "Religion, caste and access to credit by SMEs: Is there a link?," Cogent Economics & Finance, Taylor & Francis Journals, vol. 11(1), pages 2160126-216, December.
  • Handle: RePEc:taf:oaefxx:v:11:y:2023:i:1:p:2160126
    DOI: 10.1080/23322039.2022.2160126
    as

    Download full text from publisher

    File URL: http://hdl.handle.net/10.1080/23322039.2022.2160126
    Download Restriction: Access to full text is restricted to subscribers.

    File URL: https://libkey.io/10.1080/23322039.2022.2160126?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:taf:oaefxx:v:11:y:2023:i:1:p:2160126. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Chris Longhurst (email available below). General contact details of provider: http://www.tandfonline.com/OAEF20 .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.