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Financial literacy and responsible finance in the FinTech era: capabilities and challenges


  • Georgios A. Panos
  • John O. S. Wilson


A growing body of evidence suggests that financial literacy plays an important role in financial well-being, and that differences in financial knowledge acquired early in life can explain a significant part of financial and more general well-being in adult life. Financial technology (FinTech) is revolutionising the financial services industry at an unrivalled pace. Views differ regarding the likely impact that FinTech is likely to have on personal financial planning, well-being and societal welfare. In an era of mounting student debt, increased (digital) financial inclusion, and threats arising from instances of (online) financial fraud, financial education and enlightened financial advising appropriate policy interventions that enhance financial and overall well-being. This special issue engages in this important academic and policy agenda by presenting a set of seven new papers emanating from four parallel streams of literature related to financial literacy and responsible finance.

Suggested Citation

  • Georgios A. Panos & John O. S. Wilson, 2020. "Financial literacy and responsible finance in the FinTech era: capabilities and challenges," The European Journal of Finance, Taylor & Francis Journals, vol. 26(4-5), pages 297-301, March.
  • Handle: RePEc:taf:eurjfi:v:26:y:2020:i:4-5:p:297-301
    DOI: 10.1080/1351847X.2020.1717569

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    Cited by:

    1. Martinčević, Ivana & Črnjević, Sandra & Klopotan, Igor, 2020. "Fintech Revolution in the Financial Industry," Proceedings of the ENTRENOVA - ENTerprise REsearch InNOVAtion Conference (2020), Virtual Conference, in: Proceedings of the ENTRENOVA - ENTerprise REsearch InNOVAtion Conference, Virtual Conference, 10-12 September 2020, pages 563-571, IRENET - Society for Advancing Innovation and Research in Economy, Zagreb.

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