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Micro-insurance through corporate–NGO partnerships in West Bengal: opportunities and constraints

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  • René Véron
  • Ananya Majumdar

Abstract

This Practical Note examines the nascent micro-insurance sector in West Bengal, paying particular attention to the corporate–NGO partnership model for micro-insurance distribution, which has been enabled by India's unique regulatory framework. We challenge the popular construction of this model as a ‘win–win’ for all parties by analysing conflicting understandings of micro-insurance schemes and their purposes by insurance companies, NGOs, and poor villagers. The article also considers the role of the specific political context of West Bengal in constricting corporate–NGO micro-insurance.

Suggested Citation

  • René Véron & Ananya Majumdar, 2011. "Micro-insurance through corporate–NGO partnerships in West Bengal: opportunities and constraints," Development in Practice, Taylor & Francis Journals, vol. 21(1), pages 122-129, February.
    • Handle: RePEc:taf:cdipxx:v:21:y:2011:i:1:p:122-129
    DOI: 10.1080/09614524.2011.530229
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