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Industrial robots and fintech: evidence from China

Author

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  • Bowen Li
  • Xuecheng Huang
  • Hanhui Liu

Abstract

The rapid development of industrial robots has raised concerns about the unemployment of low-skilled workers, but the economic benefits of industrial robots may reduce problems. This article selects Chinese city-level data from 2011 to 2019 and uses a two-way fixed effect model to analyse the impact of industrial robots on fintech. The results show that the application of industrial robots significantly promotes fintech development. To reduce the effect of endogeneity on the empirical results, this article uses the instrumental variable method and other methods to conduct robustness tests. This article also finds that the impact of industrial robots on fintech is heterogeneous across regions and explains the key factors that contribute to this heterogeneity. At the same time, this article explores the mechanism of industrial robots affecting fintech and puts forward policy suggestions based on the research results.

Suggested Citation

  • Bowen Li & Xuecheng Huang & Hanhui Liu, 2026. "Industrial robots and fintech: evidence from China," Applied Economics, Taylor & Francis Journals, vol. 58(8), pages 1609-1622, February.
    • Handle: RePEc:taf:applec:v:58:y:2026:i:8:p:1609-1622
    DOI: 10.1080/00036846.2025.2467292
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