IDEAS home Printed from https://ideas.repec.org/a/src/jafeec/v10y2024i4p533-548.html

Influence of Collateral on Microfinance Credit Rationing among Registered Smes in Kakamega County, Kenya

Author

Listed:
  • Tobias, Tangara Thomas
  • Egessa, Robert
  • Dennis, Bulla

Abstract

Purpose: To establish the influence of collateral on microfinance rationing of credit among registered SMEs in Kakamega County, KenyaMethodology/Approach: This study used causal and descriptive designs. The study adopted primary data where questionnaires were used to collect data. &Regression analysis as well as descriptive methods were applied. Data was presented using tables.Findings: Collateral and credit rationing relationship(R=0.693, P=0.000). This implies that collateral had a significant effect on credit rationing. This led to rejection of hypotheses H01Implications: The study proposed that management of SMEs in Kakamega County should establish a credit policy manual to facilitate the recovery of debts, irrespective of the size of the organization. SMEs in Kakamega County management should observe collateral base to strengthen their borrowing power.&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&

Suggested Citation

  • Tobias, Tangara Thomas & Egessa, Robert & Dennis, Bulla, 2024. "Influence of Collateral on Microfinance Credit Rationing among Registered Smes in Kakamega County, Kenya," Journal of Accounting and Finance in Emerging Economies, CSRC Publishing, Center for Sustainability Research and Consultancy Pakistan, vol. 10(4), pages 533-548, December.
    • Handle: RePEc:src:jafeec:v:10:y:2024:i:4:p:533-548
    DOI: http://doi.org/10.26710/jafee.v10i4.3206
    as

    Download full text from publisher

    File URL: https://publishing.globalcsrc.org/ojs/index.php/jafee/article/view/3206/1810
    Download Restriction: no
    File URL: https://libkey.io/http://doi.org/10.26710/jafee.v10i4.3206?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Keywords

    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:src:jafeec:v:10:y:2024:i:4:p:533-548. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Rabia Rasheed (email available below). General contact details of provider: https://edirc.repec.org/data/csrcmpk.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.