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Grundzüge einer effizienten Altersvorsorge
[Outline of an Efficient Pension System]

Author

Listed:
  • Tom Krebs

    (Universität Mannheim)

Abstract

Zusammenfassung Die zurzeit diskutierten Modelle eines Staatsfonds zur Altersvorsorge widersprechen den Grundsätzen guter Wirtschaftspolitik und führen zu ineffizienten Kapitalallokationen. Ebenso sind staatliche Subventionen für die private Altersvorsorge aus ökonomischer Sicht nicht sinnvoll, denn sie verzerren die Sparanreize und erzeugen exzessive Ersparnisse. Der Staat sollte sich darauf beschränken, eine umlagefinanzierte gesetzliche Rente anzubieten, den Markt für die private Altersvorsorge angemessen zu regulieren und eventuell einen Zukunftsfonds für öffentliche Investitionen einzuführen.

Suggested Citation

  • Tom Krebs, 2019. "Grundzüge einer effizienten Altersvorsorge [Outline of an Efficient Pension System]," Wirtschaftsdienst, Springer;ZBW - Leibniz Information Centre for Economics, vol. 99(1), pages 32-35, January.
    • Handle: RePEc:spr:wirtsc:v:99:y:2019:i:1:d:10.1007_s10273-019-2391-2
    DOI: 10.1007/s10273-019-2391-2
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    JEL classification:

    • H55 - Public Economics - - National Government Expenditures and Related Policies - - - Social Security and Public Pensions
    • E62 - Macroeconomics and Monetary Economics - - Macroeconomic Policy, Macroeconomic Aspects of Public Finance, and General Outlook - - - Fiscal Policy; Modern Monetary Theory

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