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Scoring Models for Assessment of the Credit Risk

Author

Listed:
  • Maria Vidolova

    (Faculty of Economics and Business Administration, Sofia University St Kliment Ohridski)

Abstract

The report emphasizes on the need of risk assessment in the process of lending in the leght of the requirements of BASEL II. There are considered the methods and approaches for assessment of the market and the credit risk. There is detailed analyzed the theory and prospects for application of the scoring model for assessment of the consumer’s lending risk. There is presented a conceptual project for implementation of the above mentioned model. The model is approbated in the banking practice.

Suggested Citation

  • Maria Vidolova, 2013. "Scoring Models for Assessment of the Credit Risk," Yearbook of the Faculty of Economics and Business Administration, Sofia University, Faculty of Economics and Business Administration, Sofia University St Kliment Ohridski - Bulgaria, vol. 11(1), pages 39-50, March.
    • Handle: RePEc:sko:yrbook:v:11:y:2013:i:1:p:39-50
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    File URL: http://www.feb.uni-sofia.bg/sko/yrbook/Yearbook11-04.pdf
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