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The Polish equity release services on the basis of international examples. Current state of the Polish system and suggested changes (Uslugi finansowe typu equity release w Polsce na tle rozwiazan miedzynarodowych. Stan obecny i propozycje zmian )

Author

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  • Sebastian Skuza

    (Zaklad Bankowosci i Rynkow Pienieznych, Katedra Systemow Finansowych Gospodarki, Wydzial Zarzadzania Uniwersytetu Warszawskiego)

Abstract

An ever growing group of old-age pensioners, whose retirement benefits are much lower than the income which they used to receive when they worked, searches for alternative sources of financing. A possible solution to solve a problem of the Polish potential old-age pensioner is to create mechanisms enabling them to derive financial benefits from the non-financial assets accumulated during their professional life. Such assets may be used as a source of a current additional income. One of the instruments allowing the retired to acquire additional funds is the so-called equity release. On the global markets this service has already been offered to persons in retirement age for several dozen years.

Suggested Citation

  • Sebastian Skuza, 2012. "The Polish equity release services on the basis of international examples. Current state of the Polish system and suggested changes (Uslugi finansowe typu equity release w Polsce na tle rozwiazan mied," Problemy Zarzadzania, University of Warsaw, Faculty of Management, vol. 10(39), pages 242-257.
    • Handle: RePEc:sgm:pzwzuw:v:10:i:39:y:2012:p:242-257
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