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Considerations On Artificial Intelligence And Cybernetic Risks, A New Paradigm Of The Banking Financial System

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  • Liliana Ciresica Stoica

    (Craiova University, Romania)

Abstract

The challenge facing the banking system is to identify a creative way to meet customer needs in an innovative way, using Artificial Intelligence while strengthening the security of banks in the face of cyber threats and risk. In this paper, we aim to study the overview of artificial intelligence technologies as a result of implementation in the financial-banking system, the opportunities generated by their creation and implementation but especially the consequences of the transformation process generated by the adoption of artificial intelligence and its consequences. generated by it, in the activity of defense and their resistance to possible cyber risks. Our analysis focuses on the prospects of regulating financial markets, establishing a regulatory and supervisory framework with basic standards that will challenge banks to be more ambitious in their defense and resilience to potential cyber risks.

Suggested Citation

  • Liliana Ciresica Stoica, 2022. "Considerations On Artificial Intelligence And Cybernetic Risks, A New Paradigm Of The Banking Financial System," Journal of Smart Economic Growth, , vol. 7(2), pages 93-101, September.
    • Handle: RePEc:seg:012016:v:7:y:2022:i:2:p:93-101
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