IDEAS home Printed from https://ideas.repec.org/a/scn/econom/y2016i6p50-56.html
   My bibliography  Save this article

РОЛЬ РОЗНИЧНЫХ ПЛАТЕЖНЫХ УСЛУГ В ПОВЫШЕНИИ ФИНАНСОВОЙ ДОСТУПНОСТИ // The Role of Retail Payment Services in Improving Financial Affordability

Author

Listed:
  • S. Krivoruchko V.

    (Financial University)

  • SHON Chang TUNG

    (Financial University)

  • С. Криворучко В.

    (Финансовый университет)

  • Ш. Чан Т.

    (Финансовый университет)

Abstract

Nowadays, nearly 2 billion people of working age worldwide do not use official financial services. Making the access to finance easy is a necessary component to increase the human welfare. Wider access to financial services for individuals and companies can reduce the income inequality and boost the economic growth. Foreign interpretations of the financial affordability concept as well as factors affecting it are analyzed with a focus on the role of retail payment services in its improvement. The authors’ definition of the financial affordability of retail payment services is provided. В наши дни около 2 млрд человек трудоспособного возраста во всем мире не пользуются официальными финансовыми услугами. Расширение доступа к финансам является необходимым компонентом повышения благосостояния населения. Более широкий доступ к финансовым услугам для физических лиц и компаний способствует уменьшению неравенства доходов и ускорению экономического роста. Рассматриваются зарубежные подходы к раскрытию понятия финансовой доступности, факторы на нее влияющие, уделяя основное внимание роли розничных платежных услуг в ее повышении и дается авторское определение финансовой доступности розничных платежных услуг.

Suggested Citation

  • S. Krivoruchko V. & SHON Chang TUNG & С. Криворучко В. & Ш. Чан Т., 2016. "РОЛЬ РОЗНИЧНЫХ ПЛАТЕЖНЫХ УСЛУГ В ПОВЫШЕНИИ ФИНАНСОВОЙ ДОСТУПНОСТИ // The Role of Retail Payment Services in Improving Financial Affordability," Экономика. Налоги. Право // Economics, taxes & law, ФГОБУ "Финансовый университет при Правительстве Российской Федерации" // Financial University under The Government of Russian Federation, vol. 9(6), pages 50-56.
    • Handle: RePEc:scn:econom:y:2016:i:6:p:50-56
    as

    Download full text from publisher

    To our knowledge, this item is not available for download. To find whether it is available, there are three options:
    1. Check below whether another version of this item is available online.
    2. Check on the provider's web page whether it is in fact available.
    3. Perform a search for a similarly titled item that would be available.

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:scn:econom:y:2016:i:6:p:50-56. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Алексей Скалабан (email available below). General contact details of provider: http://economy.fa.ru .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.