IDEAS home Printed from
   My bibliography  Save this article

The Role Of Commercial Banks From Romania In The Attraction Of Structural Funds


  • Corina BERICA

    () („Alexandru Ioan Cuza” University of Iasi, Romania)


In this paper I wish to highlight the position of commercial banks from Romania in the absorption of European funds. Providing the financial resources necessary in order to carry out the project activities is one of the problems that many users have experienced. Being aware of this matter, but also constrained by governmental requirements, most banks have decided to introduce such credit facilities as well in their loan portfolio. As far as information dissemination and advertising are concerned, commercial banks have proven to occupy a leading position, but most important are the performance levels achieved by them since they started accessing these Structural Funds. In this paper I will present the funding opportunities in the field of European funds offered by two large leading banks: types of credits, benefits, commissions, statistics and even successful projects to which they are partners. Each bank has its own marketing strategy to promote these products, but over time one can notice that they are becoming increasingly interested in these grants, while the bank personnel is involved as a target group in various European programs. The interest of the banking system in supporting grants recipients can be noticeable even form the project writing phase of the project, when the banks offer financial advice in determining the estimate budget. With all the help from commercial banks, Romania has managed to achieve a rate of Structural Funds absorption of only 10%, which is outrun even Bulgaria.

Suggested Citation

  • Corina BERICA, 2011. "The Role Of Commercial Banks From Romania In The Attraction Of Structural Funds," The Annals of the "Stefan cel Mare" University of Suceava. Fascicle of The Faculty of Economics and Public Administration, "Stefan cel Mare" University of Suceava, Romania, Faculty of Economics and Public Administration, vol. 11(2(14)), pages 91-98, December.
  • Handle: RePEc:scm:ausvfe:v:11:y:2011:i:2(14):p:91-98

    Download full text from publisher

    File URL:,NR.2(14),2011_fulltext.pdf
    Download Restriction: no


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:scm:ausvfe:v:11:y:2011:i:2(14):p:91-98. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Liviu Scutariu). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.