IDEAS home Printed from https://ideas.repec.org/a/sae/miceco/v13y2025i2p173-188.html
   My bibliography  Save this article

Fund-based Activity of Indian Small Finance Banks: A Fuzzy DEA Approach

Author

Listed:
  • Pulak Konar
  • Ram Pratap Sinha
  • Samriddhi Ghosh
  • Banhi Guha

Abstract

The objective of this article is to promote financial inclusion in the niche market for the less privileged class of the society by allowing small finance banks that are specialized in terms of activity with a regional focus and the target population. The present study makes an efficiency evaluation of the small finance banks operating in India for the period 2017–2020. In view of the smallness of the sample size, the study estimates efficiency, not by the conventional data envelopment analysis (DEA)-based point estimates. Instead, it estimates efficiency by applying the Guo–Tanaka fuzzy DEA model. In the second stage, efficiency is explained in terms of three contextual variables: return on asset, capital adequacy and net non-performing asset ratio. JEL Classifications: C61, D21, G21

Suggested Citation

  • Pulak Konar & Ram Pratap Sinha & Samriddhi Ghosh & Banhi Guha, 2025. "Fund-based Activity of Indian Small Finance Banks: A Fuzzy DEA Approach," Studies in Microeconomics, , vol. 13(2), pages 173-188, August.
    • Handle: RePEc:sae:miceco:v:13:y:2025:i:2:p:173-188
    DOI: 10.1177/23210222221122159
    as

    Download full text from publisher

    File URL: https://journals.sagepub.com/doi/10.1177/23210222221122159
    Download Restriction: no
    File URL: https://libkey.io/10.1177/23210222221122159?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Keywords

    ;
    ;
    ;
    ;

    JEL classification:

    • C61 - Mathematical and Quantitative Methods - - Mathematical Methods; Programming Models; Mathematical and Simulation Modeling - - - Optimization Techniques; Programming Models; Dynamic Analysis
    • D21 - Microeconomics - - Production and Organizations - - - Firm Behavior: Theory
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:sae:miceco:v:13:y:2025:i:2:p:173-188. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: SAGE Publications (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.