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The Effectiveness and the Efficiency of the Banking Supervisory Activity. An Empirical Analysis


  • Nicolae DARDAC

    () (The Bucharest Academy of Economic Studies, Romania)


    () (The Bucharest Academy of Economic Studies, Romania)


The recent financial crisis has proven just how expensive the process for the reestablishing of the financial stability and for restoring the public confidence in the banking system, actually is. Given its effects and the skepticism regarding the effectiveness of the supervisory systems of the financial markets, it is only natural to wonder whether the compliance with the regulatory standards in the prudential banking field, can be considered as sufficient for ensuring the viability and resilience of the banking systems. The answer was given by the reaction of the political factors, consisting in the setting up of a new regulatory and supervisory framework at EU level, well structured and integrated, which must, however, be sustained by reconsidering the approach on the supervisory activity at each Member State’s level. Therefore, the assessment of the supervision of the credit institutions, performed by the national supervisory authorities, represents a key factor.

Suggested Citation

  • Nicolae DARDAC & Elena GEORGESCU, 2011. "The Effectiveness and the Efficiency of the Banking Supervisory Activity. An Empirical Analysis," REVISTA DE MANAGEMENT COMPARAT INTERNATIONAL/REVIEW OF INTERNATIONAL COMPARATIVE MANAGEMENT, Faculty of Management, Academy of Economic Studies, Bucharest, Romania, vol. 12(3), pages 485-496, July.
  • Handle: RePEc:rom:rmcimn:v:12:y:2011:i:3:p:485-496

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    Cited by:

    1. Imola Drigă & Codruța Dura & Ilie Răscolean, 2011. "Overview of the Caampl Early Warning System in Romanian Banking," Annals of the University of Petrosani, Economics, University of Petrosani, Romania, vol. 11(2), pages 71-80.

    More about this item


    prudential supervision; efficiency; effectiveness assessment; risk matrix.;

    JEL classification:

    • G20 - Financial Economics - - Financial Institutions and Services - - - General
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages


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