IDEAS home Printed from https://ideas.repec.org/a/ris/sccars/022090.html

Credit Risk Game Analysis and Control Model of RMSEs—Based on the Perspective of Green Credit

Author

Listed:
  • Xi Zhou

    (Jiyang College, Zhejiang A&F University)

  • Chuang Yang

    (School of Economics and Management, Zhejiang A&F University)

  • Caiyu Wan

    (Jiyang College, Zhejiang A&F University)

  • Wei Gao

    (International Exchange College, Hankou University)

  • Suping Ye

    (Jiande Bureau of Agriculture and Rural Affairs)

  • Lingyan Wu

    (Jiande Bureau of Agriculture and Rural Affairs)

  • Luyao Liu

    (Jiyang College, Zhejiang A&F University)

Abstract

RMSEs (rural micro and small enterprises) absorb the rural surplus labor force for employment and entrepreneurship, which is an important economic growth point in rural areas in the future. However, RMSEs have narrow financing channels and difficult financing problems, which hinder the development of the rural economy. If RMSEs want to develop sustainably, they need to find effective financing channels. RMSEs no longer use traditional means of financing through commercial bank loans but are looking for newer financing modes, such as online loan platforms, investors, and so on. This paper takes RMSEs as the main body, RMSEs target rural commercial banks, online loans, and investors as funding instruments, and through building a benchmark model of the evolution game between funding instruments and RMSEs, banks, based on the perspective of green credit other investors industry competition and market regulatory mechanisms and to build a control model of credit risk of RMSEs to reduce the credit risk of RMSEs.

Suggested Citation

  • Xi Zhou & Chuang Yang & Caiyu Wan & Wei Gao & Suping Ye & Lingyan Wu & Luyao Liu, 2024. "Credit Risk Game Analysis and Control Model of RMSEs—Based on the Perspective of Green Credit," Agricultural & Rural Studies, SCC Press, vol. 2(2), June.
    • Handle: RePEc:ris:sccars:022090
    DOI: 10.59978/ar02020012
    as

    Download full text from publisher

    File URL: https://sccpress.com/ars/article/view/53/209
    Download Restriction: no
    File URL: https://libkey.io/10.59978/ar02020012?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    More about this item

    Keywords

    ;
    ;
    ;
    ;

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:ris:sccars:022090. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Rui Zhang (email available below). General contact details of provider: https://sccpress.com/ars .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.