Implementation Of Financial Management Concepts In Islamic Banking In Indonesia

Currently, it can be said that the economic condition is still dominated by conventional conditions, marked by there are still many non-Islamic banks compared to Islamic banks. Even though as the largest Muslim population globally, Indonesia has the potential to develop an Islamic economy. Of course, it is a bit difficult to make this happen if we act like a minority. Even in practice, Islamic financial management in Indonesia is rather difficult to control if Islamic banks become dominant in Indonesia. This is attributed to a lack of general awareness of Islamic banking's financial management values. Sharia financial management is a financial management practice that focuses on achieving targets while adhering to Islamic Sharia values. The objective of this analysis is to inform the public about the financial management of Islamic Banking in Indonesia, which involves the management of public fund collection allowed under Islamic law and the funding or channeling of these funds to the public. The discussion of this thesis employs qualitative approaches in conjunction with a literature review approach. The research results obtained by researchers are that Islamic banking financial management can be divided into two types, namely management of public fund collection which can be in the form of Wadi'ah, Mudharabah, MudharabahMuqayyadah and Qardh and financing management which can be in the form of financing for working capital, investment and consumption.