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Factors influencing Poverty Alleviation among Women Credit Beneficiaries in Tanzania

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  • Samuel Nyambega Nyang'au
  • Valina Nyamwinuka

Abstract

Many credit schemes in Tanzania channel their funds to women with the objective of alleviating poverty among them. Despite this, majority of women in the country continue to wallow in poverty. The present research was carried out among the Foundation for International Community Assistance’s women credit beneficiaries in Mwanza. The study set out to address the following objectives: to analyze the influence of the husband’s cooperation, relevant training and interest rate on poverty alleviation among women credit beneficiaries in Tanzania taking Foundation for International Community Assistance in Mwanza as a case study. Using simple regression model, results showed that cooperation from the husband as well as relevant training influences poverty alleviation among women credit beneficiaries in Tanzania by 56 and 36 percent respectively. But interest rate was found to have no significant influence at all. The paper recommends that seminars be conducted so that husbands can be taught the importance of cooperating with their wives. Above all giving training to women credit beneficiaries will go a long way in sharpening their business skills. Future researchers should research on laziness and complacency among women credit beneficiaries and the influence on poverty. Â

Suggested Citation

  • Samuel Nyambega Nyang'au & Valina Nyamwinuka, 2014. "Factors influencing Poverty Alleviation among Women Credit Beneficiaries in Tanzania," International Journal of Finance & Banking Studies, Center for the Strategic Studies in Business and Finance, vol. 3(2), pages 48-59, April.
    • Handle: RePEc:rbs:ijfbss:v:3:y:2014:i:2:id:397
    DOI: 10.20525/ijfbs.v3i2.183
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    References listed on IDEAS

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    1. Islam, M.M & Ali, R.N & Salehim, M.M & Islam, A.H.M.S, 2008. "Rural women and poverty: A study on the role of RDRS for poverty alleviation in Bangladesh," Journal of the Bangladesh Agricultural University, Bangladesh Agricultural University Research System (BAURES), vol. 6.
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