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Attributes of innovation and adoption of mobile banking in Egypt

Author

Listed:
  • Osama Elbayoumy

    (Huazhong University of Science and Technology)

  • Xiu-Hao Ding

    (Huazhong University of Science and Technology)

Abstract

While studying the adoption of mobile banking, its antecedents must be considered to have a better understanding and complete picture of the factors affecting the adoption of mobile banking. There is a scarcity of studies about the effect of the (Rogers, 1995, 2003) five attributes of innovation on the adoption of mobile banking. So, this paper examined the effect of relative advantage, compatibility, complexity, trialability, and observability on the adoption of mobile banking in Egypt. The study hypotheses were tested using primary data collected online. The results show that relative advantage, compatibility, and observability have a significant positive impact on the adoption of mobile banking. On the other hand, the effect of complexity and trialability on the adoption of mobile banking was negative but nonsignificant. Key Words:Diffusion of Innovation Theory, Adoption of Mobile Banking, Attributes of Innovation.

Suggested Citation

  • Osama Elbayoumy & Xiu-Hao Ding, 2023. "Attributes of innovation and adoption of mobile banking in Egypt," International Journal of Research in Business and Social Science (2147-4478), Center for the Strategic Studies in Business and Finance, vol. 12(9), pages 252-259, December.
    • Handle: RePEc:rbs:ijbrss:v:12:y:2023:i:9:p:252-259
    DOI: 10.20525/ijrbs.v12i9.3040
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    References listed on IDEAS

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    2. Ozili, Peterson Kitakogelu, 2018. "Impact of Digital Finance on Financial Inclusion and Stability," MPRA Paper 84771, University Library of Munich, Germany.
    3. Lashitew, Addisu A. & van Tulder, Rob & Liasse, Yann, 2019. "Mobile phones for financial inclusion: What explains the diffusion of mobile money innovations?," Research Policy, Elsevier, vol. 48(5), pages 1201-1215.
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