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E-Banking Services As An Element Of E -Business


  • Aniela Raluca Danciu

    (Professor of Statistics at the Academy of Economic Studies)

  • Zizi Goschin

    (Professor of Statistics at the Academy of Economic Studies)

  • Mihaela Gruiescu

    (Associate Professor of Statistics at the Romanian-American University)


An increase in social expectations in relation to subjects rendering financial services, dissemination of new technologies, more developing technical culture of society, an increase in importance on information technology in economy, business globalization, consolidation of banks and an increase in competitiveness are only a few reasons which had an influence on a type and quality of services rendered by banks. Electronic business is of particular importance in the finance sector. It comprises both a scope of customer service and a transfer of funds and mutual co-operation of institutions. Necessity to introduce comprehensive electronic business results from, among others, a level and scope of competition present on world financial markets nowadays. Banks wanting to maintain an appropriate position on the market face challenges which force them to use solutions increasing effectiveness of their activities.

Suggested Citation

  • Aniela Raluca Danciu & Zizi Goschin & Mihaela Gruiescu, 2010. "E-Banking Services As An Element Of E -Business," Romanian Economic Business Review, Romanian-American University, vol. 5(2), pages 31-38, June.
  • Handle: RePEc:rau:journl:v:5:y:2010:i:2:p:31-38

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    References listed on IDEAS

    1. Gabor Hunya & Magdolna Sass, 2005. "Coming and Going: Gains and Losses from Relocations Affecting Hungary," wiiw Research Reports 323, The Vienna Institute for International Economic Studies, wiiw.
    2. Jacob Funk Kirkegaard, 2005. "Outsourcing and Offshoring: Pushing the European Model Over the Hill, Rather Than Off the Cliff!," Working Paper Series WP05-1, Peterson Institute for International Economics.
    3. Mary Amiti & Shang-Jin Wei, 2005. "Fear of service outsourcing: is it justified?," Economic Policy, CEPR;CES;MSH, vol. 20(42), pages 308-347, April.
    4. Oecd, 2006. "The Share of Employment Potentially Affected by Offshoring: An Empirical Investigation," OECD Digital Economy Papers 107, OECD Publishing.
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