IDEAS home Printed from https://ideas.repec.org/a/rau/journl/v4y2009i3p149-158.html
   My bibliography  Save this article

Current Trends In Guaranteeing Loans – Institutional Guarantees –

Author

Listed:
  • Ioana Raluca Sbârcea

    (Lucian Blaga University in Sibiu)

Abstract

In this period, an often debated topic is related to credit risk, as more as it manifested lately and caused the trigger of the current crisis. Credit risk is not directly the subject of this work, but especially the ways of hedging credit risk. Therefore I examined in this paper the current trends in guaranteeing loans, respectively the institutional guarantees. Even if, in the other EU countries, loans guarantee funds work from many years in the case of Romania the activity of these funds is at the beginning. Therefore, the experience from other European countries, should lead to some measures that have to be taken in Romania in order to encourage the loans guarantee funds activity and to increase the confidence of the banks in the guarantees provided by this. This action may, on the one hand, facilitate the access of more companies to the credits provided by banks, and on the other hand a way to encourage lending, which can lead to an economic development and can contribute to the overcome of the actual economic crisis.

Suggested Citation

  • Ioana Raluca Sbârcea, 2009. "Current Trends In Guaranteeing Loans – Institutional Guarantees –," Romanian Economic Business Review, Romanian-American University, vol. 4(3), pages 149-158, September.
    • Handle: RePEc:rau:journl:v:4:y:2009:i:3:p:149-158
    as

    Download full text from publisher

    File URL: http://www.rebe.rau.ro/RePEc/rau/journl/FA09/REBE-FA09-A13.pdf
    Download Restriction: no
    ---><---

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:rau:journl:v:4:y:2009:i:3:p:149-158. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Alex Tabusca (email available below). General contact details of provider: https://edirc.repec.org/data/ferauro.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.