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A Comparison Of The Most Popular Electronic Micropayment Systems


  • Alexandru PÎRJAN

    (Romanian-American University)

  • Dana - Mihaela PETROSANU

    (University Politehnica of Bucharest)


The buying and selling of products or services over electronic systems such as the Internet and other computer networks is known as electronic commerce. In order to reduce the costs of electronic transactions, when one exchanges cheaper goods and services, specific payment protocols must be used. These protocols are actually the foundation for electronic micropayments, which implement simplified and cheaper schemes intended for small value transactions. In this paper we shall present and compare the main characteristics of the most popular micropayment systems used in both face-to-face and remote commerce.

Suggested Citation

  • Alexandru PÎRJAN & Dana - Mihaela PETROSANU, 2009. "A Comparison Of The Most Popular Electronic Micropayment Systems," Journal of Information Systems & Operations Management, Romanian-American University, vol. 3(1), pages 277-293, July.
  • Handle: RePEc:rau:jisomg:v:3:y:2009:i:1:p:277-293

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