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Determinants of Commercial Bank Profitability in Mexico

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  • Ruben Chavarin Rodriguez

    () (Universidad de Guadalajara,)

Abstract

El objetivo del presente trabajo es identificar los principales determinantes de la rentabilidad de la banca comercial establecida en Mexico. Se ha utilizado una base de datos de 45 bancos que representan practicamente todo el universo de la banca comercial en el periodo 2007- 2013. Se estimaron modelos dinamicos mediante estimadores Arellano Bover/Blundell Bond con un error que sigue un proceso MA(1), asi como modelos estaticos con efectos aleatorios y estimadores Hausman Taylor. Los resultados sugieren que la rentabilidad de la banca comercial esta sustentada por el nivel de capital, el cobro de comisiones y tarifas, y el control en los gastos de operacion, asi como por ciertas barreras a la entrada al mercado e impedimentos a la competencia que provocan una persistencia relativamente alta en la rentabilidad.

Suggested Citation

  • Ruben Chavarin Rodriguez, 2015. "Determinants of Commercial Bank Profitability in Mexico," EconoQuantum, Revista de Economia y Negocios, Universidad de Guadalajara, Centro Universitario de Ciencias Economico Administrativas, Departamento de Metodos Cuantitativos y Maestria en Economia., vol. 12(1), pages 97-123, Enero-Jun.
  • Handle: RePEc:qua:journl:v:12:y:2015:i:1:p:97-123
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    References listed on IDEAS

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    More about this item

    Keywords

    Rentabilidad bancaria; Panel dinamico; Latinoamerica;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G23 - Financial Economics - - Financial Institutions and Services - - - Non-bank Financial Institutions; Financial Instruments; Institutional Investors
    • L13 - Industrial Organization - - Market Structure, Firm Strategy, and Market Performance - - - Oligopoly and Other Imperfect Markets
    • O54 - Economic Development, Innovation, Technological Change, and Growth - - Economywide Country Studies - - - Latin America; Caribbean

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