IDEAS home Printed from
   My bibliography  Save this article

El mercado de credito mexicano: Factores que determinan su desempeño


  • Francisco Alejandro
  • Villagomez Amezcua


  • Gonzalo Vicente Saucedo Rincon


En este trabajo realizamos un estudio de panel para analizar cuales son los factores que influyen en el mercado de credito en Mexico. Se incluyen variables institucionales (respeto a los derechos de propiedad, mandato de ley, calidad regulatoria, libertad financiera) y variables que consideran las particularidades de los sistemas financieros (tasas de interes, nivel de depositos, alternativas de financiamiento, concentracion bancaria). Encontramos que el nivel de depositos es el principal determinante del mercado de credito mexicano. Si bien las variables institucionales tienen un efecto positivo en la provision de creditos, este es reducido.

Suggested Citation

  • Francisco Alejandro & Villagomez Amezcua & Gonzalo Vicente Saucedo Rincon, 2014. "El mercado de credito mexicano: Factores que determinan su desempeño," EconoQuantum, Revista de Economia y Negocios, Universidad de Guadalajara, Centro Universitario de Ciencias Economico Administrativas, Departamento de Metodos Cuantitativos y Maestria en Economia., vol. 11(1), pages 9-30, Enero- Ju.
  • Handle: RePEc:qua:journl:v:11:y:2014:i:1:p:9-30

    Download full text from publisher

    File URL:
    Download Restriction: no

    References listed on IDEAS

    1. Scarpa, Carlo, 1998. "Minimum quality standards with more than two firms1," International Journal of Industrial Organization, Elsevier, vol. 16(5), pages 665-676, September.
    2. Boom, Anette, 1995. "Asymmetric International Minimum Quality Standards and Vertical Differentiation," Journal of Industrial Economics, Wiley Blackwell, vol. 43(1), pages 101-119, March.
    3. H. Lutz, Stefan, 2000. "Trade Effects of Minimum Quality Standards with and without Deterred Entry," Journal of Economic Integration, Center for Economic Integration, Sejong University, vol. 15, pages 314-344.
    4. Brian Roe & Ian Sheldon, 2007. "Credence Good Labeling: The Efficiency and Distributional Implications of Several Policy Approaches," American Journal of Agricultural Economics, Agricultural and Applied Economics Association, vol. 89(4), pages 1020-1033.
    Full references (including those not matched with items on IDEAS)

    More about this item


    Credito; finanzas y desarrollo; instituciones.;

    JEL classification:

    • E5 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G32 - Financial Economics - - Corporate Finance and Governance - - - Financing Policy; Financial Risk and Risk Management; Capital and Ownership Structure; Value of Firms; Goodwill
    • O16 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development - - - Financial Markets; Saving and Capital Investment; Corporate Finance and Governance


    Access and download statistics


    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:qua:journl:v:11:y:2014:i:1:p:9-30. See general information about how to correct material in RePEc.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Sandra Ivett Portugal Padilla). General contact details of provider: .

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service hosted by the Research Division of the Federal Reserve Bank of St. Louis . RePEc uses bibliographic data supplied by the respective publishers.