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Analysis of factors affecting demand for safe and quick loans at PT Pegadaian (Persero) main office in Medan City

Author

Listed:
  • Edo Juanda Butar-Butar

    (Prima Indonesia University)

  • Andre Fitriano

    (Prima Indonesia University)

  • Jeremia Barus

    (Prima Indonesia University)

  • Efendi Sadly

    (Sumatera Utara Islamic University)

Abstract

The purpose of this research is to determine whether or not Fast Secured Credit (KCA) demand is affected by customers’ income, the number of dependents they support, and their level of education. One hundred people were selected at random and through convenience sampling for this study. A quantitave approach was taken for this study. The test result show that the income variable, dependents, and education level have a positive and significant effect on demand for credit. It is recommended that if the customer’s income increases, the community should save money, if one day there is an urgent need it can be resolved.

Suggested Citation

  • Edo Juanda Butar-Butar & Andre Fitriano & Jeremia Barus & Efendi Sadly, 2023. "Analysis of factors affecting demand for safe and quick loans at PT Pegadaian (Persero) main office in Medan City," Journal of Economics and Business Letters, Privietlab Research Center, vol. 3(3), pages 44-48, June.
    • Handle: RePEc:prv:jeblpv:212
    DOI: 10.55942/jebl.v3i3.212
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